Fixed Rate Matrix – Standard Prepayment
(Valid from 11/1/2026 – 11/30/2026)
Rate Card
Monthly payment rates by term and financed amount.
| FOR CUSTOMERS WITH 3+ YEARS OF LAUNDRY OWNERSHIP* | |||||
|---|---|---|---|---|---|
| Term (Months) | Financed Amount / Monthly Payment Rate | ||||
| < $15,000 | $15,000 - $50,000 | $50,000 - $350,000 | $350,000 - $500,000 | > $500,000 | |
| 36 months | Call USC for Custom Quote | 8.99% | 8.99% | 9.49% | Call USC for Custom Quote |
| 48 months | Call USC for Custom Quote | 8.49% | 8.49% | 8.99% | Call USC for Custom Quote |
| 60 months | Call USC for Custom Quote | 8.25% | 8.25% | 8.75% | Call USC for Custom Quote |
| 72 months | Call USC for Custom Quote | N/A | 8.25% | 8.75% | Call USC for Custom Quote |
| 84 months | Call USC for Custom Quote | N/A | 7.99% | 8.75% | Call USC for Custom Quote |
Terms subject to credit review and approval. Rates are subject to change based on current market conditions. Current Prime Rate: 7.00%.
Lower rates may be available if a full financial package is provided.
*For customers with < 3 years of laundry ownership, call USC for custom quote.
Please Note:
- The prepayment structure is as follows: Customer may prepay the loan at any time with a prepayment fee based upon the loan’s then outstanding principal balance + 5% in the first year, declining by 1% annually.
- 2 advance payments and one-time $295 documentation fee due at closing.
- Deferred payments, interest only payments, and step-up payments available in Year 1, subject to Credit review.
Primary Program Talk Tracks / Selling Points:
- Up to 10-year fixed rate financing (no rate reset during term).
- App-only program available up to $500K financed.
- No down payment or origination fee.
- Flexible transaction structures: Loan, Equipment Finance Agreement, or $1-Out Lease. Transactions have no end-of-term residual to Customer.
- Early commencement of Customer contracts also available for rate locking purposes.
- Simple online application process: www.financemylaundry.com.
Financing Also Available For:
- Terms < 36 Months or > 84 Months. (Minimum Term: 12 Months. Maximum Term: 120 Months.)
- Customers with < 3 years of laundry ownership, as well as municipal Customers.
- EVI should call US Capital if a custom structure or customer accommodation is needed (e.g. deferred payments), regardless of Transaction Size.
US Capital Contact Information:
Steve HofmannVice President, Operations
o: 847.331.9324
stevehofmann@uscapcorp.com
Danielle DeGraeveVice President, Strategic Accounts & Marketing
o: 847.331.9383
danielledegraeve@uscapcorp.com
Payment Calculator – Standard Prepayment
Enter the Amount to Finance to see the estimated monthly payment for each available term.
Available range: $15,000 – $500,000
2 advance payments and one-time $295 documentation fee due at closing.
Enter an amount to see payments.
| Term | Monthly Payment Rate | Rate Factor | Monthly Payment |
|---|
Terms subject to credit review and approval. Rates are subject to change based on current market conditions. Current Prime Rate: 7.00%.
Rate card and notes: EVI-USC Fixed Rate Matrix – November 2026 – Standard Prepayment. Calculator: EVI-USC Payment Calculators – November 2026 – Standard Prepayment.
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