Frequently Asked Questions
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What information is requested to apply for financing?
Does your company qualify for financing?
Are there up-front costs?
What general standards are used to determine credit worthiness of my company?
b: Credit scores, both business and personal
c: Financials and tax returns, depending on the complexity of the request
How long does it usually take to get a finance or lease approval?
We aim to get back to you in a couple of hours, but it could take longer depending on the complexity of the credit profile.
What is US Capital’s financing process?
b: One of our Finance Specialists will review your application and upon approval, the finance documents will be sent to you for execution.
c: Once the documents are signed and returned to US Capital, a purchase order is issued to your equipment vendor, as necessary.
d: Upon delivery and acceptance by you, the vendor is paid and your contract is commenced.
What if my company usually pays cash?
You may be able to acquire a lot more equipment through financing, since financing allows you to conserve cash / improve monthly cash flow. This is why the majority of companies prefer to finance.
What if my company wants to add additional equipment to the existing financing arrangement or upgrade existing products at a later time?
As your company grows, you can add products or upgrade existing products at any time.
What financing or leasing structures are available?
See our Commercial and Municipal Entities page for more information.